R Hobbs Insurance Agency Inc Blog
View the latest blog posts from R Hobbs Insurance Agency Inc.
Monday, December 18, 2023It’s tough to face a situation that sets back your business. Imagine if: An electrical fire damages your offices, equipment or inventory—and temporarily shuts down your business. A burglary results in stolen merchandise or specialized equipment. A customer is injured on your business property. READ MORE >>
Monday, December 11, 2023Yes. A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. READ MORE >>
Monday, December 4, 2023Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. READ MORE >>
Monday, November 27, 2023When a loved one passes away, locating a life insurance policy can be a challenging but necessary task. There are some steps you can take to get the information you need. Here are a few tips to guide your search. Search the deceased's documents and correspondence. READ MORE >>
Monday, November 20, 2023Businesses of all sizes face potential losses due to criminal activity. Depending on the nature, size and location of your business, your company may be vulnerable to various types of crime—from burglary to employee theft to fraud. READ MORE >>
Monday, November 13, 2023How to protect your vacation—and yourself—from unplanned disaster When do I need travel insurance? A vacation travel break can be revitalizing and can open you up to new experiences. It can also be expensive—and just because you're off from work doesn't mean the universe cooperates. READ MORE >>
Monday, November 6, 2023If you’re under 55, it’s unlikely. Even over 55, only a small percentage of the population will need long-term care before they are in their 70s or 80s. However, according to research published in the journal Inquiry by Kemper, Komisar, and Alecxih, most people who turn 65 in 2005 will, in their lifetime, need some level of long-term care. READ MORE >>
Monday, October 30, 2023A beneficiary is the person or entity you name in a life insurance policy to receive the death benefit. You can name: One person Two or more people The trustee of a trust you’ve set up A charity Your estate If you don’t name a beneficiary, the death benefit will be paid to your estate. READ MORE >>
Monday, October 23, 2023What you need to know about how to file a claim how the claim process works what's covered and what's not First steps Contact your agent or company immediately. Find out: Whether the damage is covered under the terms of your policy how long you have to file a claim READ MORE >>
Monday, October 16, 2023“Burial insurance” usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members. READ MORE >>
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