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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

Accidents happen – even to the most careful drivers. Knowing what to do after an accident will help you to remain calm and in control. You should keep your registration and proof of insurance in your vehicle. Accident Checklist Get help for the injured. Call the police and remain at the scene of the accident. READ MORE >>

Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners, condo, or renters insurance, and makes filing a claim easier and more efficient.    A home inventory is simply a list of your personal possessions along with their estimated financial value. READ MORE >>

Unclaimed Life Insurance Policies Are A Rare, And Preventable, Problem Clear communication is important when it comes to your life insurance policy. Life insurance policyholders should inform their primary beneficiaries, as well as their contingent beneficiaries, about the existence of a life insurance policy that names them. READ MORE >>

Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. READ MORE >>

A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. READ MORE >>

Travel Smarts for Your Money and Identity Thieves love tourists. It’s nothing personal. They’re just looking for an easy target – someone who’s carrying cash and credit cards, tablets and cameras, passports and other identification, all while being distracted by the new sights and sounds all around them. READ MORE >>

Avoiding Deer-Car Collisions   The explosion in the deer population has lead to a continuing increase in deer-car collisions. This trend will only increase as the deer population grows and urban habitats continue to encroach upon rural environments. READ MORE >>

Off-Premises Coverage Includes Theft and Damage from Perils Listed In Your Homeowners or Renters Policy While self-storage units may be a useful way to de-clutter your home, having the right insurance coverage is the best way to financially protect your belongings—no matter where they are. READ MORE >>

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that? READ MORE >>

It may sound like a dance craze from the 1950s, but a BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP. READ MORE >>

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