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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>

With burglaries constituting approximately 50 percent of all on-campus crimes, according to the National Center for Education Statistics, it is more important than ever that college students and their parents review their insurance coverage. READ MORE >>

An act of God is a term used on many auto insurance policies. It defines instances causing an accident or damage beyond what man can create. That is, it applies to instances in which a person did not cause the damage your vehicle suffers. Not all types of car insurance cover this type of incident. READ MORE >>

Thunderstorms cause significant damage to homes each year. The damage ranges from missing roof shingles to trees falling on the structure. Your home insurance may cover some or all of the thunderstorm damage. However, you can minimize some risks on your own. Taking steps to minimize risks helps keep your home insurance costs down. READ MORE >>

Avoid these Common Mistakes and You’re on Your Way to Getting the Best Insurance for Your Needs and Budget Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. READ MORE >>

As a professional financial planner, you have an obligation to provide your clients with accurate information. You may own an office. You may make visits to client’s homes. These are all factors contributing to your need for business insurance. Having proper insurance coverage is essential. READ MORE >>

Auto insurance costs can be a hardship for some seniors. Those who have a fixed budget may struggle with these costs. Maintaining car insurance is still necessary if you continue to drive. It is financial protection, after all. However, there are options available to help reduce your costs. READ MORE >>

What to look for when shopping for renters insurance   If you rent a house or apartment and experience a fire or other disaster, your landlord’s insurance will only cover the costs of repairing the building. To financially protect yourself you will need to buy renters or tenants insurance. READ MORE >>

The stairs into and throughout your home can be dangerous. They are one of the most important areas of the home to keep safe. If someone falls in your home, your home's liability insurance may provide coverage. However, this only applies to visitors. In all cases, keeping your family safe is critical also. READ MORE >>

Tracking teen drivers is always essential. Many parents worry about handing their teen car keys. Can you trust them to make the right decisions? What will they do with this type of freedom? In some cases, you also need to protect your assets. This includes your vehicle. Some parents want to let technology help do this. READ MORE >>

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