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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that? READ MORE >>

A tire blowout is any instance in which the tire becomes flat suddenly. This often happens while driving. When it occurs, you may need to pull over. You will need to get the vehicle repaired properly. Most of the time, you also have to work with your auto insurance company to see if you have coverage for it. READ MORE >>

Whether you sell trucks or have a car wash, your vehicle service needs insurance coverage. The automotive world has a lot to offer. Today’s business owners are thriving, making money and staying protected. To stay protected, you need to make sure you have these four critical areas of protection. READ MORE >>

Keep Your ATV Adventures Safe Unique among motor sports, driving all-terrain vehicles in Illinois and Wisconsin combines an exhilarating workout with a test of maneuvering skills and a hearty dose of adrenaline. Fun as it is though, it can be a risky activity. READ MORE >>

As a business owner, it is important to choose insurance representative of the risks you face. Most companies will need to consider local risks. Flooding can be one concern. Flood insurance for a business may help the company recover after an event like this occurs. How do you get this coverage? READ MORE >>

Some drivers benefit from gap insurance. This is a type of insurance covering the gap in what your car is worth and what coverage your standard insurance provides. This is an optional type of auto insurance. However, some drivers purchasing a new vehicle may benefit from having it. READ MORE >>

Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down. In most states, costs are currently rising. Your actions, as a policyholder, can affect what you pay, too. For instance, if you add another car, or a teenaged driver to your policy, your costs will increase. READ MORE >>

Moving data into the cloud is an opportunity to create more access and better security. As a business owner, this move can be a big one. Yet, the efficiencies it offers are numerous. Still, in making this move, companies need to consider the value and access of their business insurance. READ MORE >>

Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>

With burglaries constituting approximately 50 percent of all on-campus crimes, according to the National Center for Education Statistics, it is more important than ever that college students and their parents review their insurance coverage. READ MORE >>

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