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R Hobbs Insurance Agency Inc Blog Page 4

View the latest blog posts from R Hobbs Insurance Agency Inc.

Many people work hard to improve their credit score. That is a good thing. As it increases, though, be sure to let your auto insurance provider know about the change. In some situations, it could help reduce your car insurance rates. Insurers use this information to make decisions about whether to provide coverage. READ MORE >>

Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in the event you die too soon and an annuity in case you live too long. READ MORE >>

You need auto insurance. You turn to a car insurance provider for a quote. The insurer pulls a credit report to determine if they should offer a policy to you. How will this change what you pay for your coverage? The insurer is looking at risk indicators. Each insurer sets indicators of risk based on factors like your credit report. READ MORE >>

Individuals planning a cross-country trip spend a lot of time thinking and planning. This includes things to do along the way and the route they will take. However, cross-country road trips put a lot of wear and tear on your vehicle. For this reason, it is critical to ensure you always have it ready to go. READ MORE >>

The main reason for buying life insurance on anyone’s life is to replace income “lost” or pay for expenses caused by the death of the insured person. If your child dies, there’s no lost income, but there will be funeral, burial and related expenses that could run to thousands of dollars, which might cause a financial hardship to the parents of the deceased child. READ MORE >>

Smart homes are growing in popularity. And, why not? They let you control your home from a distance. This empowers you to create a home fitting to your specific needs. But, they add valuable assets to your home. They also can add value to the property. How will this impact your insurance coverage? READ MORE >>

You know how important it is to protect your credit information. You may work hard to keep your score as high as possible. Why do auto insurance companies need this information? Many people do not know their insurer is using this information. Most often, insurers use this information to make key decisions about the type of coverage they will provide to you. READ MORE >>

Want a Safer Home? Consider these Inexpensive Fixes Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. READ MORE >>

As you choose your options for insuring valuables, consider both replacement cost and actual cash value coverage. Both options can offer some coverage to your belongings. However, the type of coverage matters significantly. When selecting home insurance to cover these items, you need to consider these details very carefully. READ MORE >>

You love your pet. You do all you can to keep your pet safe. But, dogs are animals. You cannot predict all instances of their behavior. When a dog bites a person, your home insurance may cover your losses. However, the insurer may also require the removal of the dog from the home or cancel the policy. READ MORE >>

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