It’s Easy to Host a Fun AND Safe Super Bowl® Party
Whether you’re cheering for your favorite team or tuning in for the commercials, you’ll score points with family and friends when you host a party around your television. Help make it enjoyable and safe for your guests by taking some simple precautions.
The Insurance Information Institute offers the following tips for party hosts:
· Offer nonalcoholic beverages
· Serve food in addition to beverages
· Avoid drinking too much, so you can remain a responsible host
· Make sure any guests who drink alcohol have a designated driver
Remind guests as they exit to wear seatbelts and avoid texting on their phones when they drive home.
Your Party Drinks May be Iced, But Your Sidewalks Shouldn’t Be
Got big plans for a Super Bowl® party? Don’t forget to clean your walkway and steps of snow and ice before the guests arrive. Slips and falls may be the stuff of slapstick comedy, but in real life, accidents on snow or ice can cause serious injuries.
And, according to the Insurance Information Institute, those injuries can often lead to lawsuits and high liability awards, especially when lost income, and pain and suffering are added to potentially high medical and rehabilitation expenses.
When confronting the possibility of being held responsible for such high amounts, you may find the limit of liability protection available under your homeowners policy will fall far short of your potential risk. Consider adding an umbrella policy to extend your personal liability protection, so when the party’s over, all you need to worry about is the cleanup!
Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at firstname.lastname@example.org. We want to help you meet your goals, and make sure what's important to you is protected!