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R Hobbs Insurance Agency Inc Blog: 10_2015

View the latest blog posts from R Hobbs Insurance Agency Inc.

Umbrella Insurance  Q: What is a personal umbrella liability policy?  A: The personal umbrella liability policy is designed to increase your liability protection. This single policy acts as an "umbrella" over all of your other personal liability policies — home, car, boat, RV, etc. READ MORE >>

Life Insurance FAQ Q: How much life insurance should an individual own?   A: "Rule of thumb" suggests an amount of life insurance equal to 8 to 10 times annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family. READ MORE >>

How Much Home Insurance is Enough? The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one. How much home insurance is right for you? READ MORE >>

Car Insurance FAQ Q: What kinds of questions should I be expected to answer when I’m applying for a personal or commercial automobile insurance policy in Illinois or Wisconsin? Why do insurers need so much information?  READ MORE >>

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