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The R Hobbs Insurance Agency proudly represents a 100-year old brand in the property casualty insurance industry, Kemper Preferred.

Kemper Preferred’s Package Plus

Kemper Preferred’s cornerstone product is a coverage-rich package for your Home and Auto insurance. Not only does it provide the basic coverages you need to ensure your most important assets are protected, but it also includes—at no extra charge—expanded coverages and extra features not offered by many other insurers, such as Blanket Property Limits.


Blanket Property Limits allows you to combine the limits for Coverages A through D (Dwelling, Other Structures, Personal Property and Loss of Use), giving you a much greater overall level of protection if you have a covered loss.

What’s more, by getting both your Home and Auto insurance together as a bundle, you receive discounts, as well as the convenience of a single bill. And all this comes to you from a strong, reliable company rated “A-“ (Excellent) by A.M. Best Company, the leading insurance industry rating authority.  

Kemper Preferred’s Home Insurance

Kemper Preferred has a variety of Home insurance coverage options to meet your needs. You can choose our standard policy, which covers your personal belongings up to certain dollar limits. Or, you can customize your coverage to get greater limits for single items of significant value; for groups of lesser-value items, such as jewelry or golf equipment (it may even cover items that are lost); or for personal electronic equipment.


You can also select Replacement Cost Contents, which offers a greater level of protection for your belongings by eliminating the effect of depreciation, or Replacement Cost Dwelling, which provides a higher coverage limit for your dwelling.

Whether you select our standard or enhanced coverages, you can feel confident that your assets are being protected by a strong, reliable company rated “A-“ (Excellent) by A.M. Best Company, the leading insurance industry rating authority.  

Kemper Preferred’s Auto Insurance

With Kemper Preferred’s Auto insurance policy, you get great coverages, competitive rates and responsive service. And you can enhance your protection even further with Kemper Total™, which pays the amount necessary to repair or replace your brand-new vehicle if it’s damaged in a covered loss. Most insurance companies only pay up to the vehicle’s Actual Cash Value.


Other special features of our Kemper Total product include Auto Loan/Lease, which provides coverage if your vehicle is declared a “total loss,” and Parked Auto, in which your Collision deductible is waived on a covered loss when your vehicle is damaged while it’s legally parked and unoccupied.

These coverages make Kemper Preferred’s Auto insurance a great value. What’s more, with a Kemper Preferred policy, you get the confidence that your assets are being protected by a strong, reliable company rated “A-“ (Excellent) by A.M. Best Company, the leading insurance industry rating authority.  


Contact Us!

Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at chris@rhobbsinsurance.com. We want to help you meet your goals, and make sure what's important to you is protected!



Content provided by: Kemper

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