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R Hobbs Insurance Agency Inc Blog: 10_2018

View the latest blog posts from R Hobbs Insurance Agency Inc.

1. Use extra caution when driving at dusk Each neighborhood has different times for trick or treating. The younger children are usually out early, and the older children can still be out after dark. Drivers should try to avoid busy areas, keep their headlights on and take it slow. READ MORE >>

Strategies to help simplify your search Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. READ MORE >>

Many businesses—especially small businesses with fewer employees—depend on a single person or a few key people for their success. If a key person becomes unable to work or dies, the business might lose valuable accounts or be temporarily unable to operate, resulting in lost revenue. READ MORE >>

Terrorism insurance is offered separately or as a special addition—called an “endorsement” or “rider”—to your standard commercial property insurance policy. A standard business policy alone will not cover losses caused by terrorism. READ MORE >>

Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in the event you die too soon and an annuity in case you live too long. READ MORE >>

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