R Hobbs Insurance Agency Inc Blog Page 38
View the latest blog posts from R Hobbs Insurance Agency Inc.
Thursday, March 12, 2020When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know.
Liability Coverage
When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to driving while towing. READ MORE >>
Tuesday, March 10, 2020How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what you should do.
1. Save All Receipts
Keep all your receipts for both proof that you owned each item and what you paid for it. READ MORE >>
Monday, March 9, 2020Policyholder help—for a fee
A public adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf.
Your insurance company provides an adjuster at no charge to you, while a public adjuster has no relationship ... READ MORE >>
Thursday, March 5, 2020Whether you're expanding your business, downsizing or you just found a place with lower rent across town, a new office means you're going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The more your insurer knows, the better they'll be prepared to provide you with the coverage that you need. READ MORE >>
Tuesday, March 3, 2020When signing up for auto insurance, you have the option of making a single annual payment instead of monthly payments. In some cases, this isn't a bad idea, but there are pros and cons to the annual payment plan. Neither option is best, but one might be better for you than the other, depending on your circumstances. READ MORE >>
Monday, March 2, 2020Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it's almost certainly going to require time and money to fix. READ MORE >>
Thursday, February 27, 2020Whether you have a mortgage for your home or not, it is important that you have a home insurance policy. The purpose of a home insurance policy is to protect your finances and investment in the event your property is damaged or destroyed.
Here’s more about what to look for in home insurance in 2020. READ MORE >>
Tuesday, February 25, 2020The annual family road trip. For some, it brings back wonderful childhood memories of visiting tourist sites around the country. To others, it reminds them of endless hours of driving while squished in the car with their siblings and eating peanut butter sandwiches en route to save time.
READ MORE >>
Monday, February 24, 2020From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and certification company UL (Underwriters Laboratories). READ MORE >>
Thursday, February 20, 2020One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you've been meaning to make.
Here are a few quick fixes that can help you pay lower premiums:
Tear down old structures on your property. READ MORE >>
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