When Water Goes Where It Shouldn’t
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The tips below should help uncover any potential water problems down the road and keep your property dry.
Check appliance hoses. Standard hoses are not as durable as they used to be. Replace rubber hoses with steel-braided hoses. This is a low cost fix that can save thousands in water damage.
Broken tiles in the shower can allow water to leak into the walls or on the floor. Replace cracked tiles and re-grout when needed.
Run dishwasher and washing machine only when you are home. If a leak occurs, you can turn the appliance off right away.
When on vacation, turn off the main water supply to your house.
Keep storm drains near your house clear of leaves.
Install a gutter guard. This can prevent a rooftop disaster caused by drain clogs, and also prevents flooding by water that isn’t carried away from the house.
Install a water pressure gauge. An inexpensive gauge can prevent damage caused by water pressure that’s too high. Pressure should be between 60 and 80 PSI.
Consider a battery backup if you have a sump pump. When the power goes out, or if the water flow exceeds the capacity of the main pump, the battery backup will kick in to help prevent major water damage. Water backup coverage is usually an optional coverage on your homeowners or condo insurance policy, make sure you have this coverage if you have a basement and live in Lincolnshire, Deerfield, Highland Park, or other Chicago suburbs.
Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at firstname.lastname@example.org. We want to help you meet your goals, and make sure what's important to you is protected!
Content Source: Kemper